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On July 31, 2013, the Minnesota Departments of Commerce and Health issued a joint bulletin to all insurers authorized to write business in Minnesota that offer dependent coverage. The bulletin provides guidance to insurers following the state's enactment of a law recognizing same-sex marriage, which became effective on August 1, 2013.
Here are the highlights of the bulletin:
Minnesota is just the latest state to weigh in on insurance coverage issues affecting same-sex couples, and more states will issue guidance following the Supreme Court's decision on the Defense of Marriage Act (DOMA). Insurers should keep a close eye on this rapidly evolving (and sometimes tricky) area of the law so that they remain in compliance with laws recognizing same-sex marriages and civil unions.
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