Faegre Baker Daniels has long represented business insureds with coverage litigation and consulting services nationally and internationally, representing policyholders in all phases of the insurance process. Our professionals have been involved in the development of legal precedents helpful to business insureds in an era of hotly contested insurance coverage disputes.

Complex Insurance Issues

Faegre Baker Daniels litigators provide counsel on complex issues, such as:

• Timely notice of claim/occurrence and tender of defense
• Duty to defend and right to control defense
• Self-insured retentions, gaps in coverage and overlapping coverages
• Bad faith claims and claims for extra-contractual damages
• Insurability of punitive, multiplied and statutory damages
• "Trigger" of coverage and "allocation of damages" issues in long-tail tort cases

We advise clients regarding coverage for:

• "Property damage" claims and the effect of business risk exclusions
• Cyber risk, online trading, e-commerce, digital signatures, certification authorities and registration authorities
• Privacy, data protection and data security
• Unfair competition, patent infringement, trademark, copyright and trade secret claims under "advertising injury" coverages
• Sexual harassment, wrongful termination and discrimination, and the effect of employment-related acts exclusions

Liability Coverage

We handle disputes arising under the full spectrum of liability insurance policies, including:

• Commercial general liability policies
• Errors and omissions policies (including professional liability policies for attorneys, physicians, accountants, architects, engineers, realtors and ERISA fiduciaries)
• Directors' and officers' liability policies
• Employment practice liability policies
• Specialty lines (including credit insurance, data processing errors and omissions policies, excess-of-SIPC policies, insurance for mass media and sporting event policies)
• Excess and umbrella policies