.hidden: {display:none;}; .visible: {display:block;}; Life Insurance Companies - The Law Firm of Faegre Baker Daniels

Life Insurance Companies


Faegre Baker Daniels insurance professionals advise life, annuity and long-term care insurers across the country on regulatory matters, including:

  • Unclaimed property and development of Death Master File matching procedures
  • Suitability, replacements, annuity disclosures, illustrations and sales materials
  • Sales practices, rebating and unfair discrimination laws
  • Producer agreements, appointments, compensation and distribution channel restructuring
  • Officer and director fiduciary duties and requirements
  • Holding company act matters, affiliate transaction thresholds and registration requirements
  • Model audit rule and corporate governance issues
  • Capital, surplus and deposit requirements
  • Investment limitations, including investments in subsidiaries
  • Dividend restrictions
  • Insurer, third-party administrator and producer licensing and registration
  • Redomestications
  • Market conduct and regulatory inquiries, compliance assessments and gap analysis
  • Rating agency matters


We represent life, annuity and long-term care insurers on transactional matters and the associated regulatory approval process, providing a range of services, including:

  • Mergers and acquisitions, strategic affiliations and joint ventures
  • Indemnity and assumption reinsurance, including credit for reinsurance issues
  • Reorganizations
  • Mutual company mergers, mutual holding company transactions and demutualizations
  • TPA contracting and audits
  • Funding agreements
  • Hart-Scott-Rodino and other antitrust matters
  • Custody agreements

Public Policy

We represent the life insurance industry before Congress, the Treasury, Federal Insurance Office, FDIC and Federal Reserve. We also represent the industry internationally with respect to the Financial Stability Board and International Association of Insurance Supervisors. We advise the industry with respect to Dodd-Frank and financial stability matters, and we are adept at forming and managing coalitions.


We represent life, annuity and long-term care insurers in a variety of litigation contexts, including:

  • Life, annuity and disability litigation
  • Class actions
  • FINRA arbitrations
  • Market conduct exams
  • Administrative enforcement proceedings and hearings
  • Rate hearings
  • Attorney general investigations
  • Unclaimed property investigations
  • Corporate internal investigations
  • Rescissions, suitability and agent misconduct
  • General business and contract litigation


We have, for more than 40 years, handled troubled company and insolvency matters impacting the life insurance industry. We develop workout plans for sick insurance companies dealing with troubled assets, liabilities, contracts and litigation. We also represent the national guaranty system and are adept at working with receivers.


Richard T. Freije, Indianapolis
+1 317 237 1208

Scott M. Kosnoff, Indianapolis
+1 317 237 1201

Sara M. Powell, Indianapolis
+1 317 237 1186

Transmission of information to us via this feature does not establish an attorney-client relationship. Do not send any information that you would have treated confidentially.